Consumer-Directed Health Plans

In a world where health care seems less and less personal every day, you can count on Care Choices HMO to give you the options you need to make your health care work better for you. With Care Choices HMO Deductible Plans, your physician will coordinate every aspect of your health care including arranging for specialist care when needed. Primary care physician office visits and preventive health care services are covered with only a copayment.

Consumer Directed Health Plan Benefit Highlights

Learn the basics about consumer directed health plans including terminology, see a family payment example, read frequently asked questions and understand your member ID card.

Health Savings Account (HSA) Options

Want to learn more about an HSA? Find general information about HSA's, see a family payment example, see a sample explanation of benefits and learn about your member ID card.

Health Reimbursement Account (HRA) Frequently Asked Quetions

Learn more about an HRA by reading our frequently asked questions, see a family payment example and a sample explanation of benefits.